Please read the details set out below before using this website (“the Site”). The use of the Site is subject to the following Terms and Conditions (“The Terms”).

• References to "you" "your" and “yours” are references to any person, whether legal (through its representative) or natural, accessing this Site.
• References to "we", "us" or "our" are references to Easisave [FIMBank p.l.c.] and each of our subsidiaries and associated companies.

Site Terms

All our products and services are subject to the terms and conditions and disclaimers of the applicable law governing their use.

The Terms are to be read by you together with any terms, conditions and disclaimers provided in the pages of the Site. In the event of any conflict, the terms, conditions and disclaimers provided in the pages of this site shall prevail over the Terms.

The information, material and content provided in the pages of the Site together with the Terms are subject to change and update from time to time by updating this posting without notice. You agree to review the Terms regularly and your access to or use of the Site will constitute your acceptance of any such changes.

No Offer

Neither the information, nor any opinion contained in the Site constitute an offer to sell or solicitation or an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or financial instruments.

No Warranties

The following clauses are provided in order to exclude or limit our liability arising out of the use of or reliance on the information contained in the Site. You are kindly requested to read them with the necessary attention. They apply to the fullest extent permitted by law, and in particular we do not exclude or restrict our duties and liabilities to you under the Financial Markets Act or the rules of the Maltese Financial Services Authority (“MFSA”) for the conduct of business.

Whilst we have taken reasonable steps to ensure accuracy, currency and correctness of the information contained in this Site, we and any other person involved with the provision and maintenance of this Site shall not be liable for any loss or damage directly or indirectly arising as a result of your use or reliance on the information contained on the Site to the maximum extent permitted by law.

Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You are advised to obtain relevant and specific professional advice before making any investment decision.

Whilst every effort is made to ensure the best service, we do not ensure that the Site will be available, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and to scan for computer viruses and/or other destructive properties.

Third Party Sites and Warranties

Hypertext links to third party internet web-sites may be provided in the Site. Kindly note that we do so for information purposes only and we do not intend to endorse any information, products or services contained in such web-sites. The use such of links is entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such web-sites. You are hereby informed that we have not verified the truth or accuracy of any content of such web-sites.

The Site may also contain some material provided by third parties. Kindly be informed that we accept no responsibility or liability for the accuracy of such material.

No third party is permitted to link any other web-site to the Site without obtaining our prior written consent.

Indemnity

You are responsible and shall hold us harmless from any loss or damage suffered by any person as a result of your breach of any of the Terms.

Confidentiality

You may obtain unauthorized access to any programs, data or other information which belong to us or our agents. You hereby agree to treat such programs, data and information as confidential and agree not to disclose or make use of any of it (or any part of it) and will notify us immediately by contacting us at Easisave helpdesk.

In accessing the Site you accept that electronic mail and other transmissions passing over the Internet may not be free from interference by outside parties and may, therefore, not remain confidential. Consequently, although we have made every reasonable effort to make our system secure, we cannot guarantee the privacy or confidentiality of any information passing over the Internet. Unless otherwise expressly allowed in a particular page of the Site, transmissions to us shall not be considered as instructions, requests to purchase or obtain any product or service, or complaints by customers relating to such products or services. You agree that we will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or any messages sent by us to you over the Internet.

Copyright and Trademarks

The entire content of the Site is subject to copyright with all rights reserved and is owned by or licensed to FIMBank p.l.c. unless otherwise noted. The information contained herein is for your personal use only. You may not download (all or in part), copy, transmit, convert, transcribe, decode, reproduce or modify the Site without our prior permission. However, you may print out part or all of the Site for your own personal use. The display of trademarks in the pages of the Site does not imply that a licence of any kind has been granted.

Severance

Each of the provisions of the Terms is severable from the others, and if at any time any one or more of such provisions, not being of a fundamental nature, is or becomes illegal, invalid or unenforceable, the validity, legality and enforceability of the remaining provisions of the Terms shall not in any way be affected or impaired.

Waiver

No time or indulgence which we may extend to you nor any waiver by us of any breach by you of any provision of these Terms shall affect our rights and powers hereunder.

Contacting Us about this Site

For any questions or comments about this Site or these Terms and Conditions, please contact the Easisave Helpdesk via the Contact Us form.

Governing Law

Maltese law governs the Terms and all the information appearing on the pages of the Site is provided in accordance with and subject to Maltese law. Accordingly, by browsing or accessing the Site you have accepted Maltese law as the law governing the conduct and operation of the Site.

The Courts of Malta shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with the Site and its use and the Terms.

If you choose to access information on the Site, it is your responsibility to comply with the applicable local, national or international laws and any use of the Site outside Malta is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.

Should you decline to accept the above Terms, we must ask you to immediately discontinue use of the Site and to disconnect from the same.